CONSUMER CREDIT TO FINANCE THE SABBATICAL YEAR

Before going around the world, you have to think about everything. Anticipate a possible refusal from his employer, but not only. Tenants must terminate their rental lease 3 months before departure, also terminate the subscriptions of the accommodation. The owners will have to pay the property tax. It is also recommended to pay all of your taxes before the big departure. The goal is to leave with the lightest head possible!

Once the administrative questions have been settled, the budget for a sabbatical year remains to be planned. Depending on the destination, your lifestyle and your habits, the cost will not be the same. When traveling abroad, the verification and validation of passports and visas are mandatory steps. The sooner the better for these administrative procedures.

WHAT BUDGET FOR A SABBATICAL YEAR?

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Before leaving for the end of the world, and to leave serene, it is important to have done your accounts and to have established a clear budget for the expenses of the coming year. We will have to anticipate expenses directly related to the new lifestyle.

What transport? What will be the costs of accommodation, food? Then come to the usually fixed charges to be paid: mortgage to be reimbursed, insurance, etc. In order to be able to meet these costs, usual or related to travel, it is important to have saved money … But other financing solutions exist.

CONSUMER CREDIT TO FINANCE THE SABBATICAL YEAR

Once the question of the budget is clearly defined for the gap year, comes the question of funding. Living a year without pay is far from obvious and it is better to have clearly identified your needs to finance them as fairly as possible. To supplement your budget, the most suitable solution is consumer credit.

The possibility of having a sum immediately at the time of departure makes it possible to finance the plane ticket for example. Then just find the right monthly payment to repay at your own pace and amortize the cost of sabbatical leave.

PREPARE FOR THE RETURN, TO GO BETTER

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To take full advantage of a sabbatical, it is important to anticipate the end. Before leaving, the employee ensures that he will find his job, but he must also think about his accommodation.

If he is a tenant, will he continue to pay rent during the leave? Or is it better to give up your accommodation even if you don’t have an apartment when you come back from vacation? So many questions that it is better to have settled before the big departure, to make the most of this period.

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